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The cost of a home renovation depends on an array of factors, from the scale of the project to the location and the amount of work you're undertaking yourself. The motivation behind your renovation will affect your budget too; if you're creating a long-term family home, you're likely to spend more on the finish, but if you're revamping a house to sell on for a profit, you'll probably be working to a tighter budget. Whichever route you go down, there are a number of ways you can cover the cost. If you don't have a cash lump sum to fund your project but own another property, you can look into remortgaging.

Alternatively, if your fixer-upper isn't in need of structural repair and is otherwise habitable, you may be able to take out a standard mortgage on the property. Other options include bridging loans, which can offer fast short-term financing, and renovation mortgages, where funds are released in stages when benchmarks in the building works are met — these can often cover uninhabitable properties too. It's also important to get appropriate insurance in place before you embark on your project as your normal policy may not cover major structural work.

There's a whole range of ways you can transform the layout of an old home, from extending upwards and outwards, to removing internal walls and converting redundant spaces like lofts and basements. If your property occupies a small plot and you're working to a tight budget, you might choose to convert an existing garage into an extra living space. On the other hand, if you have a large garden, you could opt for a two-storey extension, though you should consider how your new addition will sit with the original fabric of the building.

This sensitive extension project was shortlisted for the Don't Move, Improve! Whatever renovation route you choose, you'll need to check whether your project requires planning permission or a building permit. In the UK, some types of extension and renovation are classed as permitted development and therefore don't require planning permission. However, in the US, any project that involves additions or structural changes to your home or its mechanical systems will need a building permit.

Other factors, such as conservation areas and buildings with protected status, may also affect whether your project requires official approval, so you should always check with your local planning authority. When the project gets underway, it's a good idea to share a schedule of works with your contractors to help avoid miscommunications and costly delays. If you're planning a large overhaul, you may find it easier to enlist the help of a professional project manager or entrust the job of overseeing the works to your main contractor. After completion, you'll need to get a building inspector to sign off on any structural work, as well as any plumbing, heating, electrical and mechanical alterations.

When you start to plan your project, it's important to be aware of the distinction between renovation and restoration. A home renovation doesn't have to involve restoration work — the act of returning period features to their original condition — but the two processes often go hand in hand. Old meets new in this stunning scheme, featuring restored plasterwork and a charming herringbone brick hearth. Image: Cousins and Cousins. Historic features speak to a property's past, and unless they're in an unrescuable condition, restoring them and integrating them into your new home is usually the most respectful course of action.

Set within a modern scheme, they can make spectacular focal points and add plenty of personality to a room. In older houses, features such as ceiling roses, mouldings, beams and original windows may be immediately apparent, however, other heritage gems may not be so obvious unless you know where to look. Intricate tiling and handsome floorboards are often obscured by old-fashioned carpet or lino, wood panelling may be hiding behind plasterboard, while exquisite original fireplaces could be tucked behind modern surrounds, just waiting to be uncovered.

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